Behind on Payments? Sell Your House Before Foreclosure
If you have missed payments or received foreclosure papers, you may still have time to sell, pay off the loan and keep your equity. The sooner you call, the more options you have.
No repairs or cleaning
No agent commissions
We pay closing costs
Close on your timeline
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Florida uses judicial foreclosure, which means the lender has to file a lawsuit and get a judgment from a judge before the house can be sold at auction. That takes time, and you can generally sell your house any time before the clerk's foreclosure sale.
How a sale to us can help
If you have equity, a cash sale pays off the mortgage, the back payments and the fees at closing, and the rest goes to you.
It can avoid a foreclosure judgment on your record.
We can close quickly when a sale date is coming up.
If you owe more than the house is worth, we can explore a short sale with your lender.
Get free advice too
We encourage every homeowner facing foreclosure to also talk with a HUD-approved housing counselor (free) or a Florida attorney. Sometimes a loan modification or repayment plan is the better answer, and we will tell you if we think so.
Usually not. In Florida, you can typically sell until the foreclosure sale happens. Timing is tight near the sale date, so call as early as you can.
Will selling stop the foreclosure?
If the sale closes and the loan is paid in full, the lender's case is dismissed. We coordinate the payoff with the lender's attorney.
What if I owe more than the house is worth?
We may be able to buy through a short sale, where the lender agrees to accept less than the full balance. It takes lender approval and more time, so starting early matters.
Ready to see what we'd pay for your house?
Free, no-obligation cash offer. No repairs, no commissions, and you pick the closing date.